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The first thing you should do when someone owes you money is to speak to them to find out why they haven’t paid. After all they may have simply overlooked it. If they’re struggling to pay you back, you may negotiate some kind of payment arrangement which keeps the relationship amicable.

You can send a debtor a letter of demand to allege that they own a debt and advise that if it’s not paid within a certain period of time (usually 14 days), you’ll begin legal action. If you receive a letter of demand you should pay your debt as soon as you can to avoid also being charged interest and legal costs.

To start court proceedings a solicitor will file a Statement of Claim. If someone serves you with one of these, you shouldn’t ignore it. If you do, the creditor can apply to the court for a judgment against you. You usually have 28 days to take action after someone serves a Statement of Claim on you.

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The idea of declaring bankruptcy, wiping out certain debts or repaying them over time with court protection—no more hassles or nasty phone calls from menacing creditors—and then moving on more-or-less debt free has undeniable appeal to anyone faced with overwhelming debt.

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The obvious answer is yes, of course. A real estate attorney can be a key to the success of any real estate transaction, whether buying of selling. The attorney should be involved from the very beginning of the transaction, the listing of the property with a real estate broker or the decision to make an offer.

You can send a debtor a letter of demand to allege that they own a debt and advise that if it’s not paid within a certain period of time (usually 14 days), you’ll begin legal action. If you receive a letter of demand you should pay your debt as soon as you can, to avoid also being charged interest and legal costs.

Dating while going through a divorce can have a number of negative effects on the divorce proceedings, both in court and emotionally. Additionally, while every state is now a no-fault divorce state, marital misconduct can still be considered in some situations.

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